Free Money Finance: Compute Your Net Worth Once a Year

Real Estate (at assessed value is fine), and actual investment/bank accounts are good to document but, "spending on stuff" and counting it for net worth will make a very ugly retirement! ... I then chart my net worth out using Excel. It has helped with my wife by graphically showing her why we did not pull out of the markets after the tech crash or the housing bubble burst. The graph clearly shows that those same investments that tanked recovered almost as quickly. ...

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