Buying on contract?

Real Estate Investor Aurora, Illinois. Member since Oct '08 ... I am looking to buy on contract with 25k down (essentially 10%). My final bank tells me they will give me 75% of what the property appraises for with no more money down because they say once there is 25% equity in the property then someone has put that into it. But the bank tells me that to do that a person name needs to be on the deed or have equitable interest. My question is, is there anyway to buy this so ...

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